Saving for the future

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Younger generations in the U.S. are twice as likely as baby boomers to prioritize savings as a New Year’s resolution.

In a recent Harris poll commissioned by CIT Bank, 67 percent of millennials who responded and 54 percent of Gen Xers plan to include savings as a goal in the New Year compared to 27 percent of Boomers.

Millennials are generally ages 18 to 36. Gen Xers are considered to be age 37 to 51, and baby boomers are 52-plus.

Gen Xers and millennials are also more likely to believe certain tools or strategies could help them save more.

For example, 39 percent of millennials and 35 percent of Gen Xers versus 21 percent of Boomers think new bank programs make it easier to save. Another 41 percent of millennials and 21 percent of Gen Xers look to lower interest rates on loans to save compared to 16 percent of Boomers. Millennials and Gen Xers also favor innovative savings products like software-based apps more than boomers.

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